Personal Finance

USDA Loans

What is a USDA Loan? The United States Department of Agriculture offers USDA loans for low-moderate-income home buyers and also provides loans for home improvements. Is it possible to buy a home without a down payment? The USDA loan does not require a down payment unlike the FHA and Conventional loans. This type of loan …

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Simple Living

Simple Living What is simple living? The term doesn’t have a specifically tailored definition. A simple lifestyle means different things to different people. But, this type of lifestyle takes finding what is important in your life, and living without the rest to improve your quality of life. We have become accustomed to mindless consumption. We …

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Home Based Business

Home based business Many people think about starting a home based business to supplement income or to get away from their current job working for someone else. Some home based business ideas cost a small amount for an initial startup, while others may require more money upfront. Having the right tools and mindset can make …

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Managing Your Debt

Debt is a problem that millions of people are forced to deal with. If you need help with debt management, these tips may help to accomplish your goal: